The Best in Class Revolving Line of Credit
The Premier Revolving Line of Credit! Bankroll addresses the top concern of business owners everywhere who need flexible access to capital while maintaining stable cash flow. This product offers the highest approvals—up to $1,000,000—with fixed loan terms of up to 36 months and fixed weekly payments.
With Bankroll, you have the freedom to determine when and how much to borrow, set your payment amounts, and choose how long to keep the line open. You’re in complete control, allowing you to adapt to your business’s unique and changing needs. Plus, enjoy the option for early payoff without penalties at any time during the loan!
Industry Leading Features of BankRoll
Revolving Line of credit approvals up to $1,000,000
Unlimited draws of $5,000 or more during the revolving period*
A revolving period of up to (52 weeks)
Max amortizing term up to 36 months with fixed weekly payments
Each payment you make, along with any partial principal reductions, increases your available line of credit
Make unlimited principal paydowns of $5,000 or more during the revolving period
No Prepayment penalty - pay down or pay off your credit line
Closing points charged only on cash out
No Minimum finance charges
No Prepay Penalties
You have complete control over your loan. Pay it off in full or make partial principal paydowns anytime, without facing penalties, maintenance fees, or prepayment charges
Max Loan Approvals
The applicant must be the business owner, and the business must have been operating under the same ownership for at least 30 days
Draws and Paydowns
During your revolving period, you have the freedom to take unlimited draws or make unlimited partial principal paydowns of $5,000 or more.
Revolving Access
Each regular loan payment or partial principal paydown increases the available funds on your line of credit, giving you greater access to capital
When selecting the right business lender, comparing loan amounts and repayment terms is crucial because...
Size Is Critical!
Larger Loan Amounts, Longer Terms & Big Rewards
Large projects often require significant upfront investments that a merchant cash advance can't provide. If you're ready to make a substantial leap this year, get financing that suits your needs perfectly. You can now borrow up to $1,000,000 with terms extending up to 36 months, enabling you to fund your major projects while keeping costs manageable.
The average loan amount is more than six times larger, and the repayment terms are over three times longer than those of a merchant cash advance. With higher loan amounts, you can seize growth opportunities that greatly impact your bottom line, and with extended terms, your payments remain manageable, ensuring your cash flow stays intact! See the comparison below:
Average Repayment Term | 23 Months |
Max Repayment Term | 36 Months |
Average Loan Size | $ 120,000 |
Maximum Loan Size | $ 1,000,000 |
Max Loan Size | $150,000 |
Average Loan Size | $20,000 |
Max Repayment Term | 12 Months |
Average Repayment Term | 8 Months |
Financial Business Loan
Merchant Cash Advance
*Results may vary depending on the specific loan scenario.
*Results may vary depending on the specific loan scenario.
A revolving line of credit operates similarly to a credit card, allowing businesses to draw from a predetermined credit limit for various purposes throughout a specified revolving period, typically lasting up to one year. During this time, a minimum loan balance of $5,000 must be maintained to keep the account active.
Business owners can access unlimited draws or make partial paydowns of $5,000 or more during the revolving period. Importantly, each weekly payment and partial paydown releases additional funds for future use.
Unlike credit cards, which often have variable payments, a revolving line of credit features fixed weekly payments based on the term selected at approval, which can extend up to 36 months.
When payments are made, those amounts become available for borrowing again. Many small businesses utilize revolving lines of credit to finance expansion efforts, invest in new equipment, manage cash flow challenges, or fund partner buyouts.
What is a business revolving line of credit?
Larger Loan Amounts, Longer Terms & Big Rewards
Large projects often require significant upfront investments that a merchant cash advance can't provide. If you're ready to make a substantial leap this year, get financing that suits your needs perfectly. You can now borrow up to $1,000,000 with terms extending up to 36 months, enabling you to fund your major projects while keeping costs manageable.
The average loan amount is more than six times larger, and the repayment terms are over three times longer than those of a merchant cash advance. With higher loan amounts, you can seize growth opportunities that greatly impact your bottom line, and with extended terms, your payments remain manageable, ensuring your cash flow stays intact! See the comparison below:
Max Loan Size | $1,000,000 |
|---|---|
Washington, DC | 58 |
Philadelphia | 58 |
New York | 60 |
City | Temperature °F |
|---|---|
Washington, DC | 58 |
Philadelphia | 58 |
New York | 60 |
Popular Uses for BankRoll
Working capital
Acquiring a liquor license
Expansion plans
Franchise obligation payments
Renovations and remodeling the business
Bulk inventory purchasing
Equipment financing
Buyout a business partner
Upgrade POS systems
Pay outstanding business taxes
When selecting the right business lender, comparing loan amounts and repayment terms is crucial because...
Size Is Critical!
Annual Sales
Your business should have a minimum monthly sales revenue of $17,000 ($200,000 annually) from both credit card and cash transactions
Business Ownership
The applicant must be the business owner, and the business must have been operating under the same ownership for at least 30 days
Flexible Credit Score
You don't need perfect credit to qualify for Bankroll. Business owners with an Equifax Credit Score of 551 or higher are eligible
Wide Range of Industries
We support more than just restaurants! Over the years, we've broadened our list of approved industries. Click here to view the complete list
Business Loan Calculator
Use our Business Loan Calculator to calculate loan amount.
Let’s Talk Funding
Contact us for any questions or inquiries — we’ve got you covered!